Howard Peterman

The Mortgage Market Has Hit a New Record – But Not a Good One…

TL;DR: Mortgage product availability has hit a two‑year low, fixed rates are rising at their fastest pace in years, and the average deal is now being pulled off the shelf in just eight days. But before you panic, here is what the data really tells us – and why, if you’re looking to move home, […]

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The First-Time Buyer’s Guide: Buying Your First Home in Edgware

Buying your first home is one of life’s milestones. It can feel exciting, daunting, and sometimes overwhelming all at once. You don’t want to risk losing out on your dream home or getting left behind as prices rise… but equally, you know there are bear traps to avoid, and you want to make sure you

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A Time to Rest, Reflect, and Remember: Easter and Passover at Petermans

Easter has come and gone. And a lovely few days it was too, with Bank Holidays on both the Friday and Monday to make a long weekend. But for many of us here in Edgware and across North London, it wasn’t just Easter. Passover began on the evening of Wednesday, 1st April, running right through

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Is Housing Really Becoming More Affordable? There’s More to the Story for Edgware Homeowners

You may have seen the headlines recently: housing is now at its most affordable since 2015. That was the conclusion drawn from the Office for National Statistics’ latest Housing Affordability report, released at the end of March. On the surface, it sounds like genuinely good news – particularly after several years in which homeownership has

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The Bank of England Holds Base Rate at 3.75% – What does it mean for Homeowners in Edgware?

The Monetary Policy Committee has voted to hold the Bank of England Base Rate at 3.75%. This was not a surprise. But before anyone rushes to write this up as an economic setback, it is worth noting that the property market itself remains in better shape than headlines suggest. Just a month ago, there was

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Raising the Bar: Why Agents Must Lead the Way in Decent Homes Standard

The UK’s private rented sector (PRS) is on the cusp of its biggest shake-up in decades, with the Renters’ Rights Act now law and implementation beginning from 1 May 2026. As part of that, the Decent Homes Standard (DHS), which governs the social housing sector, is set to extend to private rentals. It means that

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Does Conflict in the Middle East Impact the Edgware Property Market?

The way the 24-hour news cycle works, it can feel strangely separating and desensitising to watch the constant news stream about events taking place around the world. These news stories are often vivid, often unsettling, but can somehow still feel distant, happening in another place, to somebody else – however much any such events might

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An Edgware Landlord’s Guide to Tenancy Agreements

A tenancy agreement is one of the most important documents in the landlord–tenant relationship. It sets out the rules, responsibilities, and expectations for both sides and helps prevent misunderstandings and disputes later on. Whether you are a first-time landlord in Edgware or have a growing portfolio across North London, it is vital to understand how

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